Even if your to-do list before getting down on one knee is only in your mind (or in the notes section of your iPhone), you’re probably getting right down to those last nitty-gritty details. You made the trip (or the call) to ask for your girlfriend’s hand in marriage from her father — and ahem, her mother, too. You’ve talked to her best friend to get the scoop on how she’s always dreamt of being proposed to. You probably even downloaded Pinterest — much to the teasing of your buddies — to roam around her “Wedding Wishes” board. And if you’re definitely 100% ready, you likely already shelled out the cash for that sparkly number she’ll wear for the rest of her life.
But one thing you might have forgotten about until, oh, maybe right this very second is insuring her engagement ring. While it might seem like something you could get to later, if you’ve ever dropped your iPhone and didn’t have the funds to repair a cracked screen, then you know the obvious risk of not being insured — multiply that horrible experience by a million. Not only does insurance protect something that is both physically and emotionally irreplaceable to her, but it also prevents you from having to spend the money all over again.