“It’s a shame that people do this sort of thing to save money, cabeuse there are much better and more honest ways of getting money off.”There are no ways to get money off. Venture capitalists, and large corporations have turned insurance into a big money making scheme. Make the market public, and make insurance a sensible price then people will abide by the law. I know a friend who has 3 years of driving (age 20) as a named driver on 3 different cars (one a 3.0l v8), no claims / crashs. Obviously no NCB. He regularly does around 2-4k miles on of the cars (not more than the main driver) But all quotes in excess of a34k. This is 8x more than the price of the car he’s looking at insuring. I can see the risk being worth it, until insurance costs are brought back into this world.